No one ever expects to get injured on the job, but it happens all the time. In fact, according to the Bureau of Labor Statistics, there were more than 2 million workers who suffered from an injury or illness in 2020.

If your business doesn’t have workers’ compensation insurance, a single injury could be crippling. That’s why it’s important to find a compensation insurance company that you can trust.

So, to ensure your peace of mind, read on!


6 Most Reliable Workers’ Compensation Insurance Companies in 2022

  1. Travelers

They’ve been in the industry for more than 165 years and have earned an unmatched reputation for taking care of their customers. They offer personal, business, and specialty insurance. They make returning to work as easy as possible for your employees.

  1. The Hartford

By market share, The Hartford is one of the largest companies in the workers’ compensation policies industry. They have more than 100 years in the industry. They offer nurse case managers and a wide group of medical providers.

  1. AmTrust Financial

AmTrust Financial specializes in retail stores such as electronic stores, clothing stores, supermarkets, and bookstores. They even offer the benefit of covering companies that just started. They also have professional, general, state, and cyber liability insurance policies.

  1. biBERK Insurance Services

biBERK is a small business insurance company from Berkshire Hathaway that has been around since 2015. They have an automated online system that simplifies your application regarding secure coverage. Despite their short period in the market, they are backed up by a high financial strength rating from AM Best.

  1. Nationwide

With 96 years of experience, Nationwide has a solid system to support companies and aid their team members. They have a nursing care service available 24/7. In addition to the policy service, they include workshops and courses about safety and the transition to return to work after an injury.

Can Injuries At Work Be Prevented?

There’s not a completely foolproof way of preventing workers from getting injured, but there is a way to minimize them.

Physical Ability Testing

A physical ability test measures an individual’s capacity to perform certain physical tasks. These tests are commonly used in the workplace to determine whether a team member can safely perform their job duties. Workers who have sustained an injury at work may be required to take a physical ability test before returning to work.

There are several benefits of taking a physical ability test:

  • Ensure that workers are physically capable of performing their job duties safely.

  • Help employers identify workers who may be at risk of sustaining an injury.

  • Help to protect teammates and reduce the workers’ compensation claims.

Keep Your Workers Safe with Great Northern Physical Therapy

No matter which insurance company you go for, employers avoid costly workplace injuries by ensuring that workers are physically able to perform their job duties safely. Great Northern Physical Therapy offers post-offer physical ability testing to help employers reduce the risk of sustaining an injury at work.

Our team of experienced occupational therapists can provide you with more information about how these tests can benefit your business. We customize a physical ability pre-employment testing program to develop an exam that meets your organization’s specific needs. Contact us today to get started!

 

Keeping Young Athletes Safe

Keep Young Athletes Safe: Your Guide to Preventing Sports Injuries

School is back in session, and so are fall sports! Whether your child plays soccer, football, volleyball, or is running cross country, keeping them injury-free should be your top priority. The good news? Most youth sports injuries can be prevented with the right approach.

Start with Smart Conditioning
Conditioning is the foundation of injury prevention. Young athletes should begin training at least 4-6 weeks before their sport starts. This gives their bodies time to adapt slowly.

Start with the basics like jogging, jumping jacks, and bodyweight squats. Add sport-specific drills gradually. A soccer player might begin with light ball work, while a runner starts with short, easy distances. The key word here is “gradually” – adding too much too soon leads to injuries.

The Power of a Proper Warm-Up
Never skip the warm-up! A good warm-up is like starting your car on a cold morning. It gets everything moving smoothly. Spend 10 – 15 minutes doing light cardio and dynamic stretches. Think leg swings, arm circles, and gentle lunges. Save static stretching (where you hold the stretch) for after practice.

Recovery is Not Optional
Here’s what many parents don’t realize: rest days are as important as training days. During rest, muscles repair and grow. Young athletes need at least one full rest day per week. They also need 8-9 hours of sleep each night.

Watch for signs your child needs more rest. Are they more tired than usual? Getting sick often? Complaining of aches and pains? These are red flags that they’re overdoing it.

Fuel the Machine
Good nutrition powers performance and prevents injuries. Make sure your young athlete eats regular meals with plenty of fruits, vegetables, lean proteins, and whole grains. Don’t forget hydration! Water should be their go-to drink, save the sports drinks for when they’re exercising for over an hour.

Listen to Their Body
Teach your child that pain is not normal. The old saying “no pain, no gain” is dangerous for young athletes. Some muscle soreness after hard workouts is normal, but sharp pain or pain that doesn’t go away needs attention. Help your young athlete learn to pay attention to their body, and to understand the difference.

When to See a Professional
If your child has pain that lasts more than a few days, affects their daily activities, or keeps them from playing their best, it’s time to see your physical therapist. Early treatment prevents small problems from becoming big ones.

Remember, the goal is to keep sports fun while building lifelong healthy habits. With proper preparation and smart training, your young athlete can have a safe and successful season!

NEURO PT

A cornerstone to treating the whole person in physical therapy is providing patient-
centered care. This is true for all forms of physical therapy, and perhaps more profound
when applied to those who’ve experienced a neurologic injury or disease. But
regardless of your reasons for seeking physical therapy services, we all want to be
seen, understood, and valued in our care.
Patient-centered care relates to understanding and honoring your unique situation and
goals. We value shared decision-making between yourself and your physical therapist,
and ensure that your physical therapy is tailored to align with your goals. We strive to
have a strong therapeutic-alliance with our patients, establishing an effective working
relationship and empowering our patients to become active participants in their care,
leading to more meaningful outcomes.
Our approach to understanding your unique situation and goals includes the use of a
biopsychosocial model of care. This model emphasizes the interconnectedness of our
biological, psychological, and socio-environmental factors in our lives. When this model
is applied to physical therapy care, we work to understand, assess, and intervene in
varied domains of your health to improve your overall well-being and to achieve your
goals.
In neurologic physical therapy, we may look at a variety of aspects of your health to
better understand how we can work together to reach your goals. This may include
assessing and treating one or more of the following:
– Physical limitations; including strength, range of motion, neural dynamics, joint
integrity, and biomechanics.
– Motor control; including our bodies ability to utilize and integrate multiple systems
to produce a movement or complete a task.
– Sensory systems; including vestibular, proprioceptive, tactile and visual systems
that impact our ability to use our bodies effectively.
– Autonomic nervous system; including the regulation of our internal processes to
help improve your functional abilities.
– Lifestyle; including understanding your sleep, nutrition, stress, and substance use
as it relates to your health and function.
– Psychosocial; understanding your self-efficacy, or confidence, in your condition
and abilities, how behavioral health may affect your physical health and function,
and your needs for autonomy and motivation in your care.

If you’d like to learn more about neurologic physical therapy and how it may be of
benefit to you in your journey, please contact us at Great Northern PT!
Phone: (406) 586-4678
Email: rita@greatnorthernpt.com

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