Compensation Insurance Companies’ For Your Workers


No one ever expects to get injured on the job, but it happens all the time. In fact, according to the Bureau of Labor Statistics, there were more than 2 million workers who suffered from an injury or illness in 2020.

If your business doesn’t have workers’ compensation insurance, a single injury could be crippling. That’s why it’s important to find a compensation insurance company that you can trust.

So, to ensure your peace of mind, read on!

6 Most Reliable Workers’ Compensation Insurance Companies in 2022

  1. Travelers

They’ve been in the industry for more than 165 years and have earned an unmatched reputation for taking care of their customers. They offer personal, business, and specialty insurance. They make returning to work as easy as possible for your employees.

  1. The Hartford

By market share, The Hartford is one of the largest companies in the workers’ compensation policies industry. They have more than 100 years in the industry. They offer nurse case managers and a wide group of medical providers.

  1. AmTrust Financial

AmTrust Financial specializes in retail stores such as electronic stores, clothing stores, supermarkets, and bookstores. They even offer the benefit of covering companies that just started. They also have professional, general, state, and cyber liability insurance policies.

  1. biBERK Insurance Services

biBERK is a small business insurance company from Berkshire Hathaway that has been around since 2015. They have an automated online system that simplifies your application regarding secure coverage. Despite their short period in the market, they are backed up by a high financial strength rating from AM Best.

  1. Nationwide

With 96 years of experience, Nationwide has a solid system to support companies and aid their team members. They have a nursing care service available 24/7. In addition to the policy service, they include workshops and courses about safety and the transition to return to work after an injury.

Can Injuries At Work Be Prevented?

There’s not a completely foolproof way of preventing workers from getting injured, but there is a way to minimize them.

Physical Ability Testing

A physical ability test measures an individual’s capacity to perform certain physical tasks. These tests are commonly used in the workplace to determine whether a team member can safely perform their job duties. Workers who have sustained an injury at work may be required to take a physical ability test before returning to work.

There are several benefits of taking a physical ability test:

  • Ensure that workers are physically capable of performing their job duties safely.

  • Help employers identify workers who may be at risk of sustaining an injury.

  • Help to protect teammates and reduce the workers’ compensation claims.

Keep Your Workers Safe with Great Northern Physical Therapy

No matter which insurance company you go for, employers avoid costly workplace injuries by ensuring that workers are physically able to perform their job duties safely. Great Northern Physical Therapy offers post-offer physical ability testing to help employers reduce the risk of sustaining an injury at work.

Our team of experienced occupational therapists can provide you with more information about how these tests can benefit your business. We customize a physical ability pre-employment testing program to develop an exam that meets your organization’s specific needs. Contact us today to get started!


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